Privacy Policy

This Privacy Policy is provided by Help With My Credit ("we," "us," "our," etc.) to individuals who use our services, including our Web site ("you").  It will continue to apply to you even if you no longer use our services.  This Privacy Policy does not apply to any other party, including your credit card issuer.  This Privacy Policy does also not apply to any Web site other than ours, such as the Web sites of third parties whose Web site links may appear on our Web site.

 

1. INFORMATION COLLECTION

 

We do not collect personally identifiable information ("Information") about you unless you knowingly and voluntarily provide it to us.  For example, if you send us an e-mail, we may collect the Information included in the e-mail, which may include your e-mail address.  We do not collect Information through our Web site, [www.HelpWithMyCredit.org]. 

 

2. DISCLOSURE OF INFORMATION TO THIRD PARTIES

 

We do not disclose your Information to third parties except to companies providing services to us or as permitted by law, including:  (a) as necessary to comply with the law or a legal requirement; (b) with your consent; (c) to protect and defend our rights or the rights of others; or (d) as necessary to carry out our normal business operations (including to respond to an inquiry from you).

 

3. COOKIES

 

We may collect data on what pages you access or visit, including through reliance on "cookies." This information may be used to measure usage, number of visits, average time spent on the site, pages viewed, etc. We may use this information, for example, to measure usage and improve the content of our site. 

 

4. INFORMATION SAFEGUARDS

 

We take reasonable measures to protect any Information we collect.  We restrict access to such Information to those who need to know that Information to provide services to us or you.  We maintain appropriate physical, electronic, and procedural safeguards to guard your Information.

 

5. MINORS

 

We do not knowingly collect Information from, or promote the Web site to, minors.

 

6.  REVISIONS

 

We may modify this Privacy Policy from time to time, and we will post the current Privacy Policy on our Web site.  We will notify you of any material revisions that apply to your Information if required by law.

 

7. QUESTIONS AND COMMENTS

 

Any questions, comments and/or concerns that you may have regarding this Privacy Policy should be directed to info@helpwithmycredit.org.

 

8.  EFFECTIVE DATE

 

This Privacy Policy is effective as of February 18, 2009.