How can I get help with my credit score?

These are tough financial times for millions of Americans. That's why some of the country's major banks and electronic payments networks have come together to create Help With My CreditSM, providing information and resources to assist and educate customers struggling to make their credit card payments.

Every day credit card issuers work with customers individually, to help keep them from falling further behind.

If you're struggling to make your credit card payments, we're here to help.

Couple calculating debt

Take the First Step

The first step is often to call your credit card issuer directly. Several other options exist to help you get back on track. Click here to find resources ideal for your own situation.

START NOW. Take the First Step

Credit counselors can help you take stock of all your bills collectively and develop a plan that works best for your unique situation. Be sure to look for accredited credit counseling agencies. Click here for more information about credit counseling.

Real Life Stories

Whether you're falling behind on your credit card payments, or just taking precautions to ensure you stay in good financial health, you may be interested in exploring various programs that provide tools and tips for managing credit wisely. Please visit our Credit Education section for more information.



Managing Credit Wisely

Here are a few important steps to help consumers use and manage their credit wisely.

Credit Card Basics

You can use a credit card to buy things and pay for them over time. But remember, buying with credit

Credit Card Features

There’s much more to choosing a credit card than learning which ones offer free giveaways for signing up.

Credit Counseling

There are a number of resources available to help you identify an accredited credit counseling agency.